Real estate loan calculation: the different criteria to take into account

Publié par Administrator User, le 13 March 2018

Calculation of a mortgage loan: which criteria to take into account ?The first thing to know about real estate loan calculation is that banks and credit agencies receive a lot of application files. In fact, they very often proceed by elimination and treat the simplest files in appearance.At Tradim-immobilier, our first advice would be to try, at best, not to complicate your file by adding unnecessary documents or overloading useless documents.In their mortgage calculation, banks generally evaluate a file according to two major criteria: the nature of the revenues and the durability of the financial situation. The objective is to analyze whether or not the mortgage will be refundable. La nature des revenusLorsque le banquier analyse votre dossier, il se concentre sur la nature de vos revenu...

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Buying a property: the different steps to become homeowners

Publié par Administrator User, le 06 March 2018

Buying a property: the different steps to become homeownersThe first purchase of your apartment is an important step in your life. This project therefore needs to be carefully thought through and prepared meticulously. Nearly 95% of French people think that owning one's home is a financial and practical advantage. So, get started! At Tradim-immobilier, we list you the various steps to become owner to facilitate you the steps and to make sure that all the chances are put on your side.The projectThe first thing you need to evaluate when you want to become a homeowner is the size of the project. You must have a clear idea of ​​the property you are buying: land to build a house, a new property, old. The budget will not be organized in the same way for the purchase of a house that needs renovat...

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Sales agreement: What are the key points?

Publié par Administrator User, le 21 December 2017

Signing a sales agreement: mistakes to avoidThe acquisition of real estate is an important event, the result of a long wait and careful preparation. When negotiations finally lead to a sales agreement, the feeling of accomplishment and euphoria can quickly win both the current owner and the buyer. Such an agreement corresponds to the purchase and sale commitment on the part of both parties.But this moment of grace must not lose sight of the final goal of the exchange: the transaction! We offer you a little overview of the pitfalls to avoid.To give too little importance to the procedure of the sales agreementOn the owner's side, it is important to check that all the necessary documents have been delivered to the buyer after the signing of the sales agreement. The latter has indeed a withdra...

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Real estate agency Gien: Agents in the era of time!

Publié par Administrator User, le 20 December 2017

What is the profile of the real estate agent in 2017? The profession of real estate agent has evolved a lot in recent years. These professionals have had to adapt to new market developments. So what is the profile of the new real estate agents? Our real estate agency in Gien made you a portrait-robot. The typical profile of the real estate agent of 2017Our real estate agency in Gien is based on the study conducted by the Immo box on this site to draw a portrait of the real estate agent today. 629 real estate professionals were interviewed in order to develop a profile. Of these, 43% are agency managers, 49% are real estate negotiators, 5% are managers and 3% are assistants.It turns out that today's real estate agent can be both a man and a woman, since there is almost gender equity in both...

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Resell with a current mortgage

Publié par Administrator User, le 27 November 2017

Can we consider the resale of real estate before the end of the credit?Yes. It is possible to carry out an anticipated resale. It is planned and regulated in the mortgage agreement. The vagaries of life can sometimes lead you there: divorce, death, or simply change, in France or abroad. That's why it's important to attach importance to it. For if it is impossible to foresee everything, the banks and the insurances, they, employ themselves there, since they meet all the cases of figure.You can resell whenever you wantOf course, once you become homeowners, it is up to you to choose the use you want to make of your property, including its sale. It's up to you right. You have no legal deadline to wait. That you have not finished paying your loan is another matter, which concerns your relations...

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